Most car insurance companies only offer low rates to drivers with perfect driving records with stellar credit ratings. We offer great car insurance rates in Pennsylvania to drivers in every situation. Whether you have not had auto insurance before, or you have a poor driving record Auto Insurance PA will save you money.

Minimum Level of Coverage Required by the State
Getting into the specifics, Pennsylvania requires some key components for its car insurance policies. The minimum amount of coverage required for a insured person is $15,000 . This number sits right in the middle of the national average. Also, property damages must be accounted for up to a total of $5,000.

$15,000 a person may seem like a lot but the law also states that up to $30,000 is the total for any one vehicle. This means that if their are three people in the car you are only liable up to $30,000 worth of damages. This makes the system much more reasonable. 15/30/5 is the shorthand description for this type of coverage and it refers to the money per person, per accident, and then for the property.

Penalties for Not Carrying Car Insurance
Pennsylvania law has some harsh penalties for failing to insure your vehicle before driving. The absolute minimum punishment is a fine of $300 but that is really just the beginning. Your vehicle registration can and will be suspended for almost 3 months. Your driver's license can also be suspended for the same amount of time.

If you are currently driving without insurance, we can quickly provide coverage and get instant access to proof of insurance, which will protect you from these penalties.